Question
Recently, a newborn baby has been experiencing some difficulty breathing, sometimes even struggling to inhale or exhale for a moment. In severe cases, there may be brief asphyxia. I am worried that this may pose a threat to the baby’s life. Can insurance be purchased for neonatal asphyxia?
Answer
Neonatal asphyxia can be related to many factors before, during, and after delivery, and is a common symptom in newborns. In order to reduce neonatal mortality rates and prevent the occurrence of long-term sequelae, active rescue and proper treatment are essential. Therefore, it is very necessary to purchase insurance for newborns, for three reasons: 1. Children have weak constitutions, low immunity, and are prone to diseases, with a higher incidence rate of severe illnesses. 2. The medical expenses for children are usually high. Purchasing insurance can reduce family expenses. 3. The younger the age at which insurance is provided, the lower the premiums, the higher the cost-effectiveness, and the longer the time of coverage obtained.